How is this done???

Check out http://www.voetbergfamily.com/about.php and move your cursor over the pictures of the kids. Each little photo is a link. How is this done??

.html in notepad.

Yep, it's image mapping.  This is the code for that first link:

AREA SHAPE="POLY" COORDS="23,12,13,91,62,96,73,95,68,57,85,55,89,18" HREF="brice.php" ALT="Brice Voetberg's Bio"

It's more complex than mine, but take a look at the front page - www.definitionimages.com - the title, links and picture of the girl are all an image.  I just used rectangle coordinance of where the words are and made them links, that way my links look exactly how I want and they appear where I want.  The problem is that if someone can't view images with their web browser they can't navigate my site, but honestly if they aren't viewing images my site will be pointless anyway, I am selling a visual thing.

But but but...I don't HAVE Dreamweaver...

You don't need dreamweaver. 
you can copy my code and put in the coordinance for your own image.  I always use rectangles, less coordinance.  I find the coordinance in paint, you know that free program that comes with Windows.  Just get the cursor and put it on each spot and write down the numbers at the bottom.  There will be a comma (,) between them.
There has to be a good online explaination of image mapping somewhere, it's easy to write by hand.

So nice to have dreamweaver though, eh? Now, If I can only work it, all of us in the class were frustrated, because the one teaching had very little experience teaching, still managed though to get through. LOL

Notepad is just a free program that comes with Windows, you just write text into it, but there are no bells and whistles.  The program doesn't take html code and display it like a webpage like Word does, it just shows it as text.  It's how you write everything from scratch.  Like longhand.
I went to school for graphic design and web site building (a long time ago) so that's how I learned to do it.  A program would probably be nice though.

Ok, I will put it on my list of things I can't afford, first being a new camera
Seriously, I would love a program like that.  But it's one of those things where since I can do it the free way, I get by with that.